Check credit scores from all four bureaus in India, as a quick score, a JSON report or a full PDF report, and verify PAN, bank accounts, licences and more, all in one place.
Every lender reports to India's RBI-licensed credit information companies. Check with the bureau your lender relies on, or compare all four for a complete view of your credit health.
Pick the output that fits your need: just the number, structured data for your systems, or the complete report as a PDF.
A quick check that returns only the credit score from the bureau you choose. Ideal when you simply want to know where you stand before applying for credit.
{ "bureau": "Experian", "score": 782, "band": "excellent", "consent": true, "accounts": [ { "type": "Credit Card", "status": "Active", "payments": "on_time" }, { "type": "Personal Loan", "status": "Closed" } ], "enquiries": [ ... ] }
The bureau response delivered as structured, machine-readable JSON, ready to plug into your loan origination system, CRM, underwriting rules or app.
A detailed, downloadable credit report as a PDF with every section the bureau provides, easy to read, print, share with a lender and keep on file.
| Compare formats | Only Score | JSON | Full PDF |
|---|---|---|---|
| Credit score | |||
| Account-wise details | |||
| Payment history | |||
| Enquiry details | |||
| Machine-readable | |||
| Easy to read & share | |||
| Best for | Quick check | Integration | Detailed review |
Validate identity, bank and vehicle documents against official sources before you lend, hire, rent or onboard. Select a service to see what it confirms.
Whether you're checking your own score or screening applicants at scale, there's a format and a check that fits.
Know your score before applying for a loan or credit card, and spot errors early.
Pre-screen customers and match them to the right lender before sourcing a file.
Feed bureau data into underwriting and verify KYC documents before disbursal.
Confirm identity, licences and bank details during hiring and payroll setup.
Embed credit checks and document verification directly into onboarding flows.
The same consent-based process for every credit check and verification.
Pick a bureau and format, or the verification you need.
Provide the basic details or document number, with the individual's consent.
Data is fetched securely from the bureau or official source.
Receive your score, JSON, PDF report or verification status.
Quick answers about scores, bureaus, report formats and verification.
Ask Us AnythingCredit scores in India typically range from 300 to 900. A score of 750 or above is generally considered good and improves your chances of approval on better terms. Each bureau uses its own model, so your score may vary slightly between them.
No. When you check your own credit score, it's recorded as a soft enquiry, which doesn't affect your score. Hard enquiries happen when a lender pulls your report as part of a credit application.
TransUnion CIBIL, Experian, Equifax and CRIF High Mark each collect data from lenders and use their own scoring models. Lenders may also report to them at different times, so small differences between bureaus are normal.
Lenders, DSAs and fintech apps that process many applications usually prefer the JSON report, since it plugs straight into their systems. Only Score works well for quick screening, and the Full Report PDF is ideal when you need a detailed, readable copy for review or records.
Penny drop verifies a bank account by making a small test deposit into it. The bank's response confirms that the account is active and returns the account holder's name, which is then matched with the name you have on record.
Yes. Credit reports are fetched only with the individual's consent, and data is handled over secure, encrypted channels. Information is used only for the purpose it was requested for.
For a credit check, usually the person's name, mobile number and PAN, along with their consent. For verifications, only the relevant document number is needed, such as the PAN, bank account number and IFSC, licence number, EPIC number, passport file number or vehicle registration number.
Tell us what you need, a credit score from any bureau in the format you prefer or a document verification, and our team will get it done securely.